Contractor Insurance

Contractors work across a range of industries, and each workplace presents its own unique set of challenges. Whether you run an electrical, excavation, plumbing, construction, or any other type of contracting business, your financial security depends on the ability of your employees and subcontractors to work safely and efficiently. Contractor insurance is not just an expense; it’s a critical investment in the stability and success of your business.

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Having a comprehensive contractor insurance package, covering general liability, workers' compensation, fleet insurance, contractor’s equipment insurance, commercial umbrella, and more, is essential to safeguard your company against potential liabilities arising from your contracting operations.

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When it comes to on-the-job injuries sustained by employees or subcontractors, not having the proper protection can put you at significant financial risk. Although contractor injuries have decreased considerably over the past 20 years, the Occupational Safety and Health Administration (OSHA) still ranks the contracting industry among the top ten most hazardous occupations. In fact, maintenance contractors are six times more likely than standard industrial workers to suffer a fatality.

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Whether you're a general contractor, a specialty contractor, or a subcontractor, having a solid contractor insurance policy is essential. Protecting your business from the high costs of litigation and potential damages is critical, especially if someone is injured or property is damaged due to your negligence.

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Who Needs Contractor Insurance?
 

Those who need contractor insurance are businesses such as:
 

• Carpenters

• Plumbers

• Janitors

• Landscapers

• Painters

• Electricians

• and more

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Best Contractor Insurance
 

You’re an expert in your field, but you’re not expected to be an expert in insurance. That’s where we come in. Our team understands the unique risks contractors face, and we've developed insurance products specifically designed to protect you, your employees, and your clients from unexpected costs. With a deep understanding of the complex protections you need to safeguard against liability and risk, we work closely with top insurance carriers across the nation. This allows us to offer you affordable contractor insurance from the best providers in the industry.