Guaranteed Acceptance Life Insurance
Guaranteed Acceptance Life Insurance Policies
Many people assume that if they are dealing with a severe illness, life insurance options are no longer available. However, with guaranteed acceptance life insurance policies, that is not the case. These policies offer guaranteed acceptance, regardless of age or health, for individuals up to age 80.
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Why consider a Guaranteed Acceptance Life Insurance Policy? Here are the key benefits:
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No Underwriting: Unlike traditional life insurance policies, a guaranteed acceptance policy does not require underwriting for approval.
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No Medical Examination: You don’t have to submit your entire medical history or go through a medical exam. The only requirement is to disclose whether or not you are a tobacco user, and the policy will be issued.
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Guaranteed Premium: You can be guaranteed a benefit amount, ranging from as low as $10,000 up to $50,000, with fixed rates. There’s no need to worry about fluctuating payments.
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Flexible Payment Options: Most guaranteed acceptance policies allow flexible premium payment options, including monthly, quarterly, semi-annually, or annual payments, making it easier to manage your budget.
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Two-Year Guarantee: If death occurs within the first two years of the policy, the full face amount won’t be paid. However, you will receive a return of all premiums paid, plus seven percent annual interest. Additionally, during the first two years, an accidental death benefit is included if death is the result of an accident.
Best Rate for Guaranteed Acceptance Life Insurance
To secure the best rates for your guaranteed acceptance life insurance, it’s essential to work with a qualified agent. The team at The Eternity Insurance Agency is here to guide you through the process, helping you find the policy that fits your needs and budget. Don’t assume that you won’t qualify for life insurance—everyone deserves peace of mind, and that’s exactly what a guaranteed life insurance policy is designed to provide.