Long Term Care Insurance 

Will you have the money you need if you get sick or injured and need long-term care?

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Anyone who has spent time with a loved one affected by Alzheimer’s, Parkinson’s, a stroke, or another debilitating illness understands the emotional and financial toll that long-term care can take, especially when 24-hour assistance becomes necessary. This is exactly why long-term care insurance was created: to help protect your assets, maintain your independence, and ease the burden on your family and friends. We’re committed to helping you find the coverage that safeguards your future and supports your dignity.

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Best Long-term Care Insurance
 

According to experienced long-term care insurance adjusters, certain individuals are more likely to require long-term care at some point in their lives. You may be at higher risk if you:
 

• Are elderly

• Are a woman (women tend to live longer and are more likely to live alone in old age)

• Are unmarried, divorced, or widowed

• Have a poor diet

• Engage in limited physical activity

• Smoke cigarettes

• Have a family history of degenerative or chronic illnesses such as Alzheimer’s or Parkinson’s

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It’s also important to consider that physical injuries, whether from sports, accidents, or high-impact activities, can lead to long-term care needs, even at a younger age.

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Call 601.371.9911 for more information about long-term care insurance or request a quote online.

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Affordable Long Term Care Insurance
 

Most Americans expect to maintain a certain quality of life throughout their lifetime, including the freedom to choose how and by whom they are cared for. However, that independence comes at a cost.

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While many people suspect they may need long-term care someday, most are unaware of how expensive that care can be. There's also a widespread misconception that Medicare or standard health insurance will cover long-term care expenses.

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The truth?

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Health insurance and Medicare typically cover only short-term care, and only under specific circumstances such as after a hospital stay or during skilled rehabilitation. They do not cover ongoing assistance with daily activities like bathing, dressing, or eating, whether that care is provided at home, in an assisted living facility, or in a nursing home.

 

What Does Long Term Insurance Cover?
 

Long-term care insurance provides more than just financial protection — it offers peace of mind and greater control over your future. Here’s how:
 

• Supports independent living – whether you choose to receive care at home or in an assisted living facility.

• Relieves loved ones from the emotional, physical, and financial burden of becoming daily caregivers.

• Gives you freedom of choice – allowing you to decide how and where you receive care.
   

As your care needs grow, a long-term care insurance plan helps cover the out-of-pocket costs associated with that care  from part-time help to full-time support. Even if illness or injury strikes at an earlier age than expected, you won’t have to worry about becoming a burden to your family.

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We’ll help you find a policy tailored to your unique needs, goals, and budget  so you can focus on living life your way.